Home Purchase Qualifier - NKLM

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The Right Price For You!

Determine what you can afford before you start your home search.

Home Purchase
Qualifier Form

Please fill out this form to proceed with the process

Full name

Email Address

Contact Number

How Did You Hear About LUXMortgage?

Were you referred or currently working with one of our NEXA Loan Officers? If yes, please share their name; if not, simply type NA.

Enter Your ZIP Code

What Type Of Property Are You Purchasing?

Single Family Home Condominium Townhome Multi-Family Home

Is This Your First Property Purchase?

Yes No

What is Your Current Property Purchase Situation?

Signed a Purchase Agreement Offer Pending/Found Property Buying in 2-6 Months Researching Options

How Will This Property Be Used?

Primary Home Secondary Home Rental Property

What is the Purchase Price of the New Property?

What is Your Estimated Down Payment?

What Kind of Rate Do You Prefer?

Adjustable Fixed

What is Your Gross Annual Household Income?

Bankruptcy, Short Sale, or Foreclosure in the Last 3 Years?

Yes No

Can You Show Proof of Income?

Yes No

Are You Working With A Real Estate Agent?

Yes No

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Agree

Am I Qualified?

To qualify for a mortgage, lenders generally expect your debt-to-income ratio to be “43/49.” This means that no more than 43% of your monthly pre-tax income can be allocated to your mortgage payment, while the total of all your monthly debts (including the mortgage) should not exceed 49.99% of your income. VA and FHA loans may permit higher debt ratios, depending on the specific situation.

Mortgage Home Purchase Loans without the Hassle!

Looking for financing options for a home or other real estate? Finding the right loan product that suits your goals and securing a competitive rate doesn’t have to be overwhelming! We’re here to simplify the home loan process, offering tools and expertise to guide you every step of the way, starting with a Pre-Qualification Letter Request.